High Deductible Plans or Value Plans |
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You don't expect many doctor visits. You want coverage in case of an emergency or a serious illness and you want to keep your monthly premiums low. |
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Copay Plans |
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You anticipate regular doctor visits or want to consider coverage for unexpected doctor visits and/or serious illness. You're interested in a lower deductible, copays and Rx coverage. |
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Wellness Health Savings Account (HSA) Compatible Plans |
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You're looking for a comprehensive coverage as well as a reduced premium. You would like a plan that allows you to capitalize on tax advantages. You're interested in a plan that covers all routine preventive services at 100 percent – with no deductible. |
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Short-term Plans (six months) |
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You're looking for an affordable plan that gives you the flexibility of a short-term commitment. Please note: not renewable. |
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